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Let us show you the way home

Welcome to a better way to get a mortgage.

Your home is the centerpiece for the most important relationships in your life. So why not work with the bank that has made personal and lasting relationships a priority for more than 110 years? You will benefit from competitive pricing, a wide array of loan programs, streamlined decisions, and access to the latest and most efficient loan processing technology.


Purchasing a new home?

 

We offer no obligation pre-qualifications. If you want to know how much you can afford before searching for a home, ask us to give you a pre-qualification. In most cases, we can issue you a pre-qualification letter within one business day. This letter shows your real estate agent and the seller that you are a serious buyer.

Applying for a loan?

 

Whether purchasing or refinancing, we can tailor a mortgage loan to fit your needs. We will discuss your financial needs and goals and help you make the decision that is best for your situation, including determining the amount of credit for which you may qualify. Once you’ve submitted an application, you will be able to check your loan status at your convenience through our online portal.

Remodeling your home?

 

We have the financing you need to reach your goals. Consolidate debt, make home improvements, or pay for a large expense with a home equity line of credit. With competitive variable rates, it can be a cost-effective way to pay for large expenses and big purchases.


PRIVACY POLICY

 

 

Copyright © 2020 Mechanics Bank

Mechanics Bank  | NMLS #442116

P O Box 6010, Santa Maria, CA 93456

Direct: 805.473.6440

Toll Free: 800.942.6222

Fax: 805.473.7761

  client_services@mechanicsbank.com

PRIVACY POLICY

 

 

Copyright © 2020 Mechanics Bank